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JUN
01
0

Most messages these days are shared with the world via the internet. Between Facebook statuses and tweets, Instagram images and LinkedIn updates, everyone looks to the web to share and receive information. Options have morphed over time, and fads come and go. As a small business owner, it's tough to keep on top of them all. You don't want to jump on a train, only to find out it's going the wrong direction.
MAY
28
0

Change is inevitable. It will be so for the youthful industry of alternative lending. But those involved--from lenders to borrowers and the businesses in between--have been watching and waiting. It's like a collective breath is being held as lawmakers review the need for regulations. American Banker predicts a bumpy regulatory road for the alternative lending industry, although no particular legislators, or even the Consumer Financial Protection Bureau, are championing stricter regulations at this point. In fact, high profile supporters of the nonbank industry, including Karen Mills, the SBAs former administrator from 2009 to 2013, credits nonbank lenders with funding small business when banks simply can't. She said, "It costs as much to underwrite a $150,000 loan as it does to write a $1 million loan." And many small businesses are looking for even less.
MAY
27
0

A recent Entrepreneur blog is essentially calling Google out as the middle man in internet searches, saying the need for search engine optimization (SEO) is fading. Google, once just a brand name for an internet search engine, has become a verb. "Google 'how to turn milk jugs into lampshades'" and you'll get all sorts of answers.
MAY
26
0

First there was the mailbox. Then houses had phones installed and answering machines came into being. Then we all hopped on computers and our in-boxes filled up. The ways for businesses to reach customers, both invited and uninvited, have changed as our lifestyles have changed. And now we carry our mailboxes, answering machines and computers in our pockets and purses.
MAY
19
0

Trees eventually begin to grow on a barren, fire-scarred landscape. It may be a metaphorical stretch, but after the financial crisis of 2008, the financial landscape, particularly for small businesses and up-starts, was similar to a forest burned by wildfire. Sources of funding sizzled and burned; access to capital became scarce. It was out of this disaster that new buds formed. Lenders existed who could take chances on small businesses; who saw the need for local, regional entrepreneurship to help pump new life into downtown U.S.A. "Online Lending is the New Normal," a headline on Credit Union Magazine reported, highlighting the trend from offline to online. Years ago to book a vacation, people visited their local travel agent. Now, a plethora of travel websites offer faster, more convenient, affordable options. We've seen the same shift for consumers and businesses seeking loans.


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