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SEP
23
0

According to data published by the Wall Street Journal last week, the franchise Cold Stone Creamery defaulted on 29% of working capital loans backed by the government, impacting taxpayers by millions. Quiznos' default rate was 30%, while the company filed for bankruptcy in March. Yet both brands remain eligible for SBA-backed loans. Why?
SEP
15
0

Lately there's been lots of chatter about The Olive Garden's new look. Facing declining sales, the restaurant chain underwent a cosmetic change via their logo, bringing a bit of sophistication to the old-world traditional look that has been Olive Garden's identity since 1982. Darden Restaurants is calling the changes a "brand renaissance;" while they updated their logo, they've also launched menu updates, interior renovations and online ordering options. But the question is, is the new logo enough to entice drive-bys to become walk-ins?
SEP
08
0

You're on the verge of really good growth, but you need more cash. If you hire three more people, you'll hit all of your production goals. There's a golden opportunity right in front of you, but you need to capitalize now. When you sense your business is about to take a leap forward, but you need capital to make it happen, quickly, you are in a good spot to consider a merchant cash advance. In exchange for money now, you are giving future earnings to a lender with each swipe of a customer's credit card, but you're paying your debt every day, rather than in a lump sum, often making the obligation easier. It sounds good, and it can be great, if you do your homework.
SEP
02
0

School-age kids aren't the only ones who return to the classroom in the fall. When you stop learning, you take yourself out of the running for success. Expert advice and common sense alike indicate that whether you're an independent financial planner or a start-up coffee shop, a design firm or budding art gallery, arming yourself with knowledge will only open doors. Dividing your energy between business operations, entrepreneurial day-to-day tasks, managing a quick bite for lunch and scraping out a healthy bottom line can keep any new business owner running. Is it worth adding education and training on top of an already busy schedule and restricted budget? Yes. Every time, yes. Here are three tips to keeping your business savvy sharp.
AUG
29
0

Let's not fool ourselves. Appearance matters. If you've ever scoped out a blind date on Facebook or generally trolled someone on social media, you understand the concept. When we're talking about keeping up with current practices, this phenomenon is important. What you put out there for people to see matters. Whether it's your personal/professional image or your business image, it is vital to take a calculated approach to what public façade you are presenting. If you're cognizant of the image you are putting forth then you know the importance it can have both for your personal brand and for your business.


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