Business Revolving Line of Credit

Same day approval and pay for what you use.

Starting at 5%

Merchant Cash Advance (MCA)

Unlike a loan, a MCA has no interest. The capital advance is multiplied by a factor rate to calculate what is owed, and you repay that amount with a percentage of future sales. 

As low as 15%

Business Term Loan

1-5 year terms. Payments are made with either a weekly or monthly payment.

Starting at 5%

Accounts Receivable Financing

Provide cash flow by funding your accounts receivable in terms anywhere between 30-90 days.

As low as 1.5%

Asset Based Lending (ABL) 

Secured by assets such as Accounts Receivable, Equipment, Inventory or Real Estate.

15-22%

Equipment Financing

The use of a loan or lease to purchase or borrow hard assets for your business.  Anything from restaurant equipment to heavy machinery. 

Starting at 9%

Cash Out Real Estate Loans 

Use the available equity in a property to get the funding you need. 30 year fixed terms available.

Starting at 7%

SBA Loan

Get great rates, long repayment terms, and low monthly payments with SBA loans.

4.75%-9%

FAQs About BizLender

How can a cash advance help my business?

First and foremost, BizLender is not a bank and our funding differs from that of a traditonal bank. An advance is an amount of money funded based on future receivables. BizLender funds short-term, non-secured advances to business owners based on their anticipated credit card statements or merchant deposits. Business Cash Advances (BCAs) and Merchant Cash Advances (MCAs) are used when a business needs liquidity and is unable to get a line of credit or traditional bank loan.

What exactly is a small business loan?

A small business loan is similar to the BCA in that a daily payment is withdrawn from the business’ bank account every business day, Monday through Friday, for a set period of time. A factor rate is determined and used to calculate the amount of payback. With standard business loans you would have to put up collateral, unlike BizLender’s small business loans that require none.

How is BizLender’s small business funding different from a bank loan?

BizLender’s small business funding differs from a typical bank loan in that we, unlike a traditional bank, do not require you to go through the hassle of putting up collateral of your loan. We ask that you sign a personal guarantee that, in essence, states that you are not committing fraud.