Small Business Lending Options

By putting an emphasis on working smarter, not harder, we use proprietary technology to fund in as little as 24 hours.

Business Revolving Line of Credit

Same day approval and pay for what you use.

Loan Amount

5k-300k

Speed of Funds

Same day

Interest Rate

Starting at 5%

Merchant Cash Advance (MCA)

Unlike a loan, a MCA has no interest. The capital advance is multiplied by a factor rate to calculate what is owed, and you repay that amount with a percentage of future sales. 

Funding Amount

3k-750k

Speed of Funds

Same day

Interest Rate

As low as 15%

Business Term Loan

1-5 year terms. Payments are made with either a weekly or monthly payment.

Loan Amount

10k-500k

Speed of Funds

24 hours

Interest Rate

Starting at 5%

Accounts Receivable Financing

Provide cash flow by funding your accounts receivable in terms anywhere between 30-90 days.

Loan Amount

Tied to receivables

Speed of Funds

24 hours

Interest Rate

As low as 1.5%

Asset Based Lending (ABL) 

Secured by assets such as Accounts Receivable, Equipment, Inventory or Real Estate.

Loan Amount

1M-20M

Speed of Funds

2-4 weeks

Interest Rate

15-22%

Equipment Financing

The use of a loan or lease to purchase or borrow hard assets for your business.  Anything from restaurant equipment to heavy machinery. 

Loan Amount

5k-10M

Speed of Funds

2-4 weeks

Interest Rate

Starting at 9%

Cash Out Real Estate Loans 

Use the available equity in a property to get the funding you need. 30 year fixed terms available.

Loan Amount

100k-10M

Speed of Funds

Within 45 days

Interest Rate

Starting at 7%

SBA Loan

Get great rates, long repayment terms, and low monthly payments with SBA loans.

Loan Amount

30k-5M

Speed of Funds

2-6 weeks

Interest Rate

4.75%-9%

We find you the right solution

Your situation is unique, so your funding solution should be too. We aim to secure working capital for your business through our network funders, while our team of experts helps you choose the right option with minimal paperwork and unmatched customer service.

FAQs About BizLender

How can a cash advance help my business?

First and foremost, BizLender is not a bank and our funding differs from that of a traditonal bank. An advance is an amount of money funded based on future receivables. BizLender funds short-term, non-secured advances to business owners based on their anticipated credit card statements or merchant deposits. Business Cash Advances (BCAs) and Merchant Cash Advances (MCAs) are used when a business needs liquidity and is unable to get a line of credit or traditional bank loan.

What exactly is a small business loan?

A small business loan is similar to the BCA in that a daily payment is withdrawn from the business’ bank account every business day, Monday through Friday, for a set period of time. A factor rate is determined and used to calculate the amount of payback. With standard business loans you would have to put up collateral, unlike BizLender’s small business loans that require none.

How is BizLender’s small business funding different from a bank loan?

BizLender’s small business funding differs from a typical bank loan in that we, unlike a traditional bank, do not require you to go through the hassle of putting up collateral of your loan. We ask that you sign a personal guarantee that, in essence, states that you are not committing fraud.

Need a loan but not sure which one? Apply now and we’ll lend you a hand.